Sunday, May 27, 2007

Tips for the Experienced Seller

Have home-owning questions?

Many homeowners won’t talk to a real estate professional until they have already made the decision to sell their home. However, a real estate agent can be a great resource for homeowners before that time arrives. As an experienced real estate agent, I’d be happy to help you with any questions you may have about maintenance, remodeling, refinancing, and related topics.

Much of this information can be found on my website. I think you’ll find that a relationship with a real estate agent whom you trust is a great asset. If I can be of assistance now or in the future, please give me a call.

Remember, if you have questions about moving, building, selecting your first home or moving up to your next home, contact DAVID BRENTON’S TEAM.

When you are serious about moving… put our TEAM to work for you!

Sunday, May 20, 2007

Interest Rate Opportunities

If you aren’t acquainted with the difference between fixed-rate and adjustable-rate loans, you should do some homework before you sign on the dotted line. There is no way to predict when or how much interest rates will change (they can increase or decrease). This can greatly affect the type of loan that best suits your situation.

Fixed-rate loans are generally a smart option for many qualified homebuyers under the following circumstances: 1) You anticipate living in your new home for some time, usually five years or more; or, 2) You desire the certainty of a monthly mortgage payment that does not fluctuate.

Adjustable Rate Mortgage (ARM) is a loan that permits the lender to adjust its interest rate periodically based on changes in a specified index. It’s common to receive a low introductory mortgage rate for the first few years of an adjustable rate loan.

If you have any questions regarding the benefits of various mortgage options, feel free to contact us and we'll be happy to explain further.

Remember, if you have questions about moving, building, selecting your first home or moving up to your next home, contact DAVID BRENTON’S TEAM.

When you are serious about moving… put our TEAM to work for you!