Are you still writing those checks to your landlord every month to keep a roof over your head? If you are still renting because you think you need a fortune to get into your own home, you should investigate today's real estate market.
Interest rates are still relatively low, which means that mortgage loans are affordable, with payments potentially in the range of your current monthly rent. In today’s world, you can get an answer quickly as to whether you qualify for a loan. Check out rates available on-line as well as your neighborhood mortgage or bank institutions as they are all competing for your business.
There are a number of government programs and mortgage packages which require small down payments, in the three to five percent range--and that is not even talking about the year-end income tax advantages!
The right real estate professional will ask the right questions BEFORE they show you a house – to make sure you are looking in the right area and that they can structure your purchase agreement correctly. Think about this next month as you write your rent check.
If you need more information for your home search or have questions about moving, building, selecting your first home or moving up to your next home, contact DAVID BRENTON’S TEAM.
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